Here's an example of a finance section within a business plan, presented in HTML formatting:

Finance Section of a Business Plan: Example

Executive Summary

This section summarizes the key financial projections and funding requirements for [Company Name]. It highlights anticipated profitability, cash flow, and the amount of capital sought to achieve strategic goals. It will show that [Company Name] is a viable investment and is poised for growth.

Funding Request

We are seeking [Dollar Amount] in [Type of Funding - e.g., seed funding, venture capital, loan]. This capital will be used for [Specific Purposes - e.g., inventory purchase, marketing campaigns, software development]. We project achieving profitability within [Timeframe - e.g., 18 months] and offering investors a return on investment through [Exit Strategy - e.g., acquisition, IPO].

Financial Projections

Key Assumptions

Our financial projections are based on the following key assumptions:

• Sales Growth Rate: [Percentage] per year, based on [Market Research and Justification]
• Cost of Goods Sold (COGS): [Percentage] of revenue, reflecting [Supplier Agreements and Efficiency]
• Operating Expenses: Controlled through [Expense Management Strategies]

Projected Income Statement (Sample Year 1)

Line Item	Amount
Revenue	$[Amount]
Cost of Goods Sold	$[Amount]
Gross Profit	$[Amount]
Operating Expenses	$[Amount]
Net Income (Loss)	$[Amount]

Note: A full income statement would typically project 3-5 years.

Projected Cash Flow Statement (Sample Year 1)

This statement illustrates the movement of cash in and out of the business, crucial for demonstrating liquidity and solvency.

Line Item	Amount
Cash Flow from Operations	$[Amount]
Cash Flow from Investing	$[Amount]
Cash Flow from Financing	$[Amount]
Net Change in Cash	$[Amount]
Beginning Cash Balance	$[Amount]
Ending Cash Balance	$[Amount]

Note: A full cash flow statement would typically project 3-5 years.

Projected Balance Sheet (Sample Year 1)

This statement provides a snapshot of the company's assets, liabilities, and equity at a specific point in time.

Line Item	Amount
Assets	$[Amount]
Liabilities	$[Amount]
Equity	$[Amount]
Total Liabilities and Equity	$[Amount]

Note: A full balance sheet would typically project 3-5 years.

Financial Analysis

Break-Even Analysis

Our break-even point is [Number of Units] units sold, or $[Dollar Amount] in revenue. This demonstrates our ability to cover fixed costs and achieve profitability at a reasonable sales volume.

Key Financial Ratios

We will closely monitor key financial ratios such as [e.g., gross profit margin, net profit margin, debt-to-equity ratio] to ensure financial health and optimal performance.

Appendix

Include supporting documents such as detailed financial statements, market research data, and loan amortization schedules.