Pulman Volkswagen Finance: Driving Your Dream

Pulman Volkswagen understands that financing is a key part of getting you behind the wheel of your dream VW. They offer a range of finance options designed to suit diverse needs and budgets, making vehicle ownership more accessible. Let's explore what Pulman Volkswagen Finance has to offer.

Flexible Finance Options

Pulman works closely with Volkswagen Financial Services to provide several core finance products. These typically include:

• Personal Contract Purchase (PCP): A popular option offering lower monthly payments compared to traditional loans. You pay a deposit, followed by monthly installments, with an optional final payment to own the car at the end of the agreement. Otherwise, you can return the car or trade it in for a new model. PCP is ideal if you like driving a new car every few years and want predictable monthly costs.
• Hire Purchase (HP): A straightforward agreement where you pay off the full value of the car over a set period. After making all payments, you own the vehicle. HP offers a sense of ownership from the start and eliminates the worry of mileage restrictions or potential damage charges associated with PCP.
• Solutions Personal Contract Plan (PCP) (Specific to Volkswagen): Similar to a standard PCP, but designed specifically for Volkswagen vehicles. It often includes benefits tailored to the VW brand.

Benefits of Choosing Pulman Volkswagen Finance

Opting for Pulman Volkswagen Finance offers several advantages:

• Competitive Rates: Volkswagen Financial Services often provides attractive interest rates, especially on new vehicles.
• Tailored Solutions: Finance packages can be customized to fit your individual financial situation, including deposit amounts, repayment terms, and mileage allowances (particularly with PCP).
• Convenience: Applying for finance is streamlined through Pulman's dealership, simplifying the car buying process. They handle the paperwork and work with Volkswagen Financial Services on your behalf.
• Peace of Mind: Finance agreements are backed by a reputable financial institution, providing security and transparency.
• Potential for Upgrades: With PCP, you have the opportunity to upgrade to a newer Volkswagen model every few years.

Things to Consider

Before committing to any finance agreement, it's essential to carefully consider your options:

• Interest Rates (APR): Compare the Annual Percentage Rate (APR) across different finance products to understand the true cost of borrowing.
• Total Cost of Credit: Calculate the total amount you'll pay over the entire finance term, including interest and fees.
• Deposit Amount: Determine how much you can comfortably afford to put down as a deposit. A larger deposit generally leads to lower monthly payments.
• Mileage Restrictions (PCP): If you choose PCP, ensure the agreed-upon mileage allowance aligns with your driving habits. Exceeding the allowance can result in additional charges.
• Early Settlement: Understand the terms and conditions for early settlement, should you wish to pay off the finance agreement ahead of schedule.

Getting Started

To explore your finance options with Pulman Volkswagen, contact your local Pulman Volkswagen dealership. Their finance specialists can assess your needs, explain the available finance products in detail, and help you find the perfect package to drive away in your desired Volkswagen.