ASDA Money Breakdown Cover: A Detailed Overview

ASDA Money, in partnership with the RAC, provides breakdown cover designed to get you back on the road as quickly and safely as possible. Their offerings span a range of levels, each tailored to different needs and budgets, offering peace of mind whether you're driving locally or across the country.

Coverage Levels

ASDA Money breakdown cover typically offers several tiers of protection, usually including:

• Roadside Assistance: This is the basic level of cover. If your car breaks down more than a quarter of a mile from your home, a mechanic will attempt to fix it at the roadside. If they can't, they'll tow you to a local garage.
• At Home Cover: Building upon roadside assistance, this includes callouts if your car won't start at home. Many breakdowns occur at home, making this a worthwhile addition for many drivers.
• National Recovery: If your car can't be fixed at the roadside or a local garage, this cover will transport you, your vehicle, and your passengers to any destination in the UK.
• Onward Travel: This provides options to help you continue your journey if your car can't be fixed quickly. This might include a replacement car, overnight accommodation, or public transport costs.
• European Breakdown Cover: For drivers planning trips abroad, this extends breakdown cover to most European countries, providing assistance and repatriation services if needed.

Key Features and Benefits

Beyond the different cover levels, ASDA Money breakdown cover often includes:

• 24/7 Assistance: Breakdown cover is available 24 hours a day, 7 days a week, ensuring help is always at hand.
• RAC Partnership: Leveraging the RAC's extensive network of mechanics and recovery vehicles.
• Online Account Management: Allows you to manage your policy, update details, and track breakdown assistance requests online.
• Optional Extras: Opportunities to add features like key cover or misfuelling cover for an additional premium.

Factors to Consider

Before purchasing ASDA Money breakdown cover, it's important to consider the following:

• Your Driving Needs: Think about how often you drive, the distances you travel, and whether you need European cover. Choose a level of cover that matches your specific requirements.
• Excess Fees: Understand if any excess fees apply to callouts and what the amount is.
• Policy Exclusions: Be aware of any exclusions in the policy, such as breakdowns caused by pre-existing conditions or neglect.
• Price Comparison: Compare the cost of ASDA Money breakdown cover with other providers to ensure you're getting the best value for money.
• Reviews and Reputation: Research customer reviews and the reputation of both ASDA Money and the RAC to gauge the quality of service.

By carefully considering these factors and selecting the appropriate level of coverage, ASDA Money breakdown cover can provide valuable protection and peace of mind on the road.