Creative Finance Easton Motors

Creative Finance at Easton Motors is a unique approach to auto financing designed to help individuals with challenging credit histories or limited financial resources secure reliable transportation. Unlike traditional dealerships that rely heavily on credit scores, Easton Motors focuses on understanding each customer's individual circumstances and developing personalized solutions. Their "Buy Here, Pay Here" model is a cornerstone of their creative finance program. This means Easton Motors handles the financing directly, cutting out the need for banks or credit unions. This allows them to offer financing to individuals who might be turned down elsewhere due to past credit problems, bankruptcies, or lack of credit history. The process typically begins with a consultation where Easton Motors' finance team explores the customer's income, employment history, and ability to make consistent payments. They prioritize building a relationship with the customer and understanding their specific transportation needs. This personalized approach helps them tailor a payment plan that aligns with the customer's budget. Easton Motors also emphasizes transparency and education. They explain the terms of the loan clearly, ensuring customers understand the interest rate, payment schedule, and any associated fees. This helps build trust and fosters a responsible borrowing environment. They also often provide resources and advice on improving credit scores, helping customers build a stronger financial foundation for the future. While the interest rates on "Buy Here, Pay Here" loans are generally higher than those offered by traditional lenders due to the increased risk, Easton Motors aims to mitigate this by offering competitive rates within the subprime market. They also offer flexible payment options, such as weekly or bi-weekly installments, to accommodate various income schedules. Another key aspect of Easton Motors' creative finance approach is their commitment to providing reliable vehicles. They thoroughly inspect and recondition their inventory to ensure vehicles are safe and dependable. This helps customers avoid costly repairs and maintain consistent transportation. Beyond simply selling cars, Easton Motors sees itself as a partner in helping customers improve their lives through reliable transportation. By offering creative finance solutions, they provide a pathway for individuals to access vehicles, enabling them to get to work, take their children to school, and manage their daily responsibilities. This approach contributes to the overall economic well-being of the community by providing transportation solutions to those who might otherwise be excluded from the traditional auto financing market. Their success lies in their willingness to look beyond credit scores and focus on building relationships and providing individualized solutions.